Payment Policy

Secure Transactions
At HolmanArt-Buy, your payment security is our priority. This policy outlines how we handle payments on our website.

Accepted Payment Methods
We accept the following payment methods:

• Visa

• MasterCard

• American Express

• Discover

• Shop Pay

• Apple Pay

• Google Pay

• PayPal

Full payment is required at the time of purchase before your order is processed.

Payment Security
Our site uses SSL encryption to protect your personal and financial data. Payments are processed through PCI‑compliant third‑party gateways. We do not store your full credit or debit card details on our servers.

Currency
All prices are listed in U.S. Dollars (USD). If your payment method is issued outside the U.S., your bank may apply its own exchange rates and fees.

Authorization
When you place an order, you authorize HolmanArt-Buy to charge your selected payment method for the total amount, which includes product price, applicable taxes, and shipping fees.

Declined Transactions
If your payment is declined, please verify your card details, available balance, or contact your bank. We are not liable for delays or fees caused by declined transactions.

Sales Tax
Sales tax is calculated at checkout based on your shipping address and applicable state and local tax regulations.

Fraud Prevention
We reserve the right to review any order for signs of fraud and may request additional verification. We may cancel an order if fraudulent activity is suspected.

Refunds
All refunds are handled according to our Refund Policy. Approved refunds are issued to the original payment method.

Contact
For payment-related questions: support@holmanart-buy.com